JPS Residents & Fellows
As a resident/fellow of JPS, you have Exclusive access to a Guaranteed Individual Disability Insurance program* through PRS and Ameritas.
Summary of Disability Insurance Plan
- Specialty Specific, non-offsetting definition of coverage
- FULL Mental Nervous protection to age 65 for ALL medical specialties (except as noted below**)
- 90-day elimination period and payable to age 65
- Permanent 25 % Discount
- Fully portable
- Ability to increase to $6,000 of coverage during training, and up to $15,000 after training with
- No Medical Exam or Medical Records
- Each resident is enrolled in a $1,000 per month individual disability policy at orientation
- Policy is paid by employer during training
**Emergency Medicine and OB/GYN will be at 12 months per occurrence
**For those enrolling in July 2023 and beyond. Prior to that policy holders have a $1,250
*See the Summary Plan Document linked above for full details. Excludes podiatrists.
