Long-Term Care Insurance for Financial Health
Considering long-term care costs is essential to a successful financial plan. Physician’s Resource Services helps physicians purchase long-term health care.
Even when you’re a physician in good health, it’s essential to consider the next phase of your life. You’ve successfully transitioned from medical school to practice, and it’s time to establish your financial plan. What steps are you taking to make sure you’ll be comfortable when you’re older? Physician’s Resource Services helps you implement a sound financial plan and secure traditional long-term care coverage. We negotiate with insurance companies to help you choose insurance policies that cover care costs when you experience a chronic medical condition, disability, or disorder.
Our plans are tailored to your specific needs and aligned with your plans for the future. In general, long-term care insurance policies reimburse you for the care given in the following institutions:
Traditional long-term care policies are similar to other forms of insurance. You pay the premium for the plan’s duration and make a claim when you require service. The amount of coverage depends on the plan you select. Policies will explain your benefits and how much money you receive daily or monthly during your benefit period up to a maximum. You become eligible for benefits when you can no longer perform activities of daily living.
PRS helps you navigate the insurance application process and find plans that suit your financial strategy. We make planning for long-term care a less stressful and more affordable experience. Whether you’re fresh out of medical school or well into your career, we’re prepared to support you with high-quality policies at excellent rates.
PRS is determined to give back the time physicians spend building a robust financial plan. Our team guides your strategy so you can focus more on providing care to patients and spending time with family. As insurance agents, we learn the requirements and nuances of every policy so we can provide a plan that’s compatible with your current and future needs.