Long-Term Care Insurance for Financial Health
Considering long-term care costs is essential to a successful financial plan. Physician’s Resource Services helps physicians purchase long-term health care.
Consider Linked-Benefit Policies
Many long-term care policies combine with other benefits, like life insurance or an annuity. You typically pay a fixed amount divided into annual payments in return for long-term care coverage and a certain amount of life insurance that diminishes if you use the care benefits. These policies are more expensive than traditional coverage, but the premiums don’t rise.
PRS can review your eligibility for a linked-benefit policy and evaluate whether a hybrid plan is a good fit for your financial strategy.
