We’re excited to introduce you to “The Patient Physician”, a podcast providing a space for doctors to explore their physical, mental, and financial wellness.
Welcome to The Patient Physician, a space for doctors to explore their physical, mental, and financial wellness. Your peers and industry leaders will destigmatize institutional perceptions while redefining success, money, and personal care. Get ready to pull back the curtain – because here you are both patient and physician.
In this episode of ‘The Patient Physician,’ we delve into the nuances of disability insurance with Derek True, the brand & operations manager for The DI Center. The conversation explores medical underwriting, policy exclusions, and the importance of early claims reporting. Derek explains the significance of securing coverage early in a medical professional’s career, the role of Guaranteed Standard Issue (GSI) offers, and how trends and technology are shaping the industry. The episode provides valuable insights for physicians seeking to understand the intricacies of disability insurance policies and best practices for ensuring timely and fair claim payments.
MEET OUR GUEST: Derek True, DIA, DHP is the Brand & Operations Manager for The DI Center, a Brokerage General Agency in Allen, Texas, that makes asset protection and income protection easier for producers nationwide.
Derek oversees brokerage marketing and underwriting processes with a knack for the competitive landscape. He has presented to audiences throughout the country on disability insurance, operational excellence, and sales. So we thought he’d be a great guest to tackle the disability insurance 101 questions that we field all of the time from our physician clients.
Derek has been an active member of the National Association of Insurance and Financial Advisors since joining The DI Center in 2011, shortly after graduating from Texas Tech University. He is the current NAIFA-Dallas President-Elect and has served on the NAIFA-Texas Membership Value and TLRT Committee since 2021. He is also a member of the Texas Leaders Round Table (TLRT) and the International DI Society (IDIS).
Derek is also a family man, active in his community, and leads within his church, and enjoys travel and sports.
TIME STAMPS:
00:00 Introduction and Greetings
00:46 Meet the Guest: Derek True
03:25 Derek’s Career Journey
06:10 Understanding Disability Insurance
08:38 Mental Nervous Exclusions in Insurance
15:59 Spine and Other Common Exclusions
30:02 Guaranteed Insurability and Policy Increases
36:40 Understanding Variations in Insurance Underwriting
37:19 The Role of Underwriters and Market Dynamics
38:35 Shopping for Insurance: Informal Inquiries and MIB
40:44 The Impact of Technology on Underwriting
45:12 Accelerated Underwriting and COVID-19
47:31 The Importance of Full Disclosure in Underwriting
52:05 Group Coverage and Guaranteed Standard Issue (GSI)
01:05:39 The Claims Process: Best Practices and Common Pitfalls
01:13:45 Final Thoughts and Reflections
Please email questions or show ideas to info@physiciansrs.com.
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This podcast is a few years in the making; Paul Smith and Chris Fullbright are excited to kick off season one with dynamic conversations with guests like Dr. Thomas Blackwell, the Associate Dean for Graduate Medical Education and Professor of General Internal Medicine at the University of Texas Medical Branch, and Glenda Mutinda, PhD, who serves as the Director of Interprofessional Well-Being at JPS Health Network.
Each episode is designed to challenge institutional perceptions while redefining success, money, and personal care. We hope you’ll listen and subscribe to The Patient Physician.
Rating and reviewing the podcast on iTunes or Apple Podcasts will help other doctors find these valuable discussions. And if you have a story to share or a physician to nominate to be featured on an upcoming episode, connect with our podcast producer here.
https://physiciansrs.com/wp-content/uploads/2025/11/1686773489744.jpeg 800 800 AbstraktMarketing /wp-content/uploads/2022/03/prs-logo-color.png AbstraktMarketing2023-10-24 15:04:002025-11-17 14:06:44The Evolution of Well-Being and Personal Care for Doctors
L to R: Chris Fullbright, Donna Lee, and Paul Smith at the Stand Up to Cancer Comedy Event
Donna Lee performing at the Stand Up to Cancer Comedy Event in Austin, TX. Donna is Director of Business Development & Marketing at NAU Urology Specialists and is featured on season one of The Patient Physician.
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