Financial Assistance for Medical School Student Loans

Many medical school graduates struggle to address their educational debt. Physician’s Resource Services will connect you to a Trusted Provider to help you manage your costs and debt.

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The PRS team has connections with trusted providers to provide you the tools you need to improve your financial standing. Request a meeting with one of our advisors.

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Whether you’re transitioning from resident to practice or preparing for retirement, PRS is ready to assist you.

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PRS is dedicated to promoting the health, wellness, and education of physicians around the country. Explore our in-depth resource catalog.

Understanding and Navigating Medical School Debt

You’ve attended medical school and transitioned from residency into practice. However, with the specter of medical school loans hanging over your head, you may not feel as relieved as you should. Student loan debt is a major source of stress for many borrowers, with medical professionals owing six times as much as the average graduate.

Physician’s Resource Services can connect you with one of our trusted providers to help you comprehend and address student loan debt. They improve your financial literacy and identify a clear path to a debt-free post-graduate life, from refinancing and loan forgiveness to income-driven repayment plans. Since 2007, we’ve supported physicians with industry-leading consultative services and assisted with tax planning, debt management, and disability insurance.

Extensive Financial Assistance for Medical School Student Loans

Reduce Your Physician Student Loan Debt

Gain Financial Literacy

The more you know about medical school student loans and your options for repayment, the better you’ll be at managing debt. Physician’s Resource Services helps residents and fellows build a robust financial foundation by educating them. We help you understand the nuances of physician student loan debt and use our partnership with student loan financing companies to identify the best repayment plan for your situation.

Our specialists assist with the following:

Qualifying for public service loan forgiveness (PSLF)
Lowering monthly payments
Understanding what med school loans you have
Identifying the best repayment plan for you

Tackle Student Loans With Confidence

Paying medical school student loans can be a stressful process. Physician’s Resource Services supports doctors nationwide with financial strategies that structure payment plans and reduce monthly costs.

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Manage Doctor Student Loan Debt With These Options

Over 75% of medical school graduates have educational debt. It can take years to pay back med school loans. Finding the resources to repay $200,000 in doctor student loan debt after paying utilities, insurance, taxes, mortgages, and living expenses is challenging. PRS is here to help you find a way. We create a financial strategy that suits your unique situation. We learn your short- and long-term goals and identify a path to them, helping you qualify for all the programs you need.

Refinance Your Loans
Refinancing is one of the most popular options for addressing medical school debt. Through this process, you replace high-interest loans with lower-interest loans. You can refinance federal and private student loans, but you must qualify to acquire lower interest rates.

The PRS team reviews your financial situation and determines whether refinancing is the best option. We evaluate factors like your credit history, salary, current goals, and concerns to negotiate a refinancing plan that maximizes relief.
Loan Forgiveness Programs
Physicians can reduce medical school debt by working for the government, the military, nonprofit facilities, or medically underserved areas. Physician’s Resource Services familiarizes you with your options and identifies how you can use plans like the Public Service Loan Forgiveness (PSLF) program to your advantage. Our specialists guide you through the application process and ensure you have the resources you need.
Income-Driven Repayment Plans
Federal student loan monthly payments are a percentage of your discretionary income with an income-driven repayment plan. Payments are adjusted according to your income and cost of living. Your options include:
- Pay As You Earn
- Revised Pay As You Earn
- Income-Contingent Repayment
- Income-Based Repayment
While income-driven repayment plans reduce the amount you pay back per month, the debt will take longer to resolve than traditional options. PRS specialists can recommend a program that matches your priorities and gives you confidence.

Schedule A Consult

Don’t let your student debt get out of hand. Physician’s Resource Services helps you devise a plan to pay back your loans efficiently.

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Who We Help

Student debt can follow you throughout your medical career. Physician’s Resource Services helps doctors at every professional stage address their loans.

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Advisory services offered through PRS Investment Advisors, a Member of Advisory Services Network, LLC. Tax services and insurance products offered through Physician’s Resource Services. Advisory Services Network, LLC and Physician’s Resource Services are not affiliated.

Financial Assistance for Medical School Student Loans

Schedule A Consult

Who We Help

View Our Resources

Understanding and Navigating Medical School Debt

Reduce Your Physician Student Loan Debt

Gain Financial Literacy

Tackle Student Loans With Confidence

Manage Doctor Student Loan Debt With These Options

Refinance Your Loans

Loan Forgiveness Programs

Income-Driven Repayment Plans

Schedule A Consult

Who We Help

Our Services

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