Medical Malpractice Insurance

Physician’s Resource Services connects you with medical malpractice insurance that fits your specialty, your setting, and your risk profile.

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Schedule A Consult

The PRS team is equipped with the tools you need to improve your financial standing. Request a meeting with one of our advisors.

Who We Help

Whether you’re transitioning from resident to practice or preparing for retirement, PRS is ready to assist you.

View Our Resources

PRS is dedicated to promoting the health, wellness, and education of physicians around the country. Explore our in-depth resource catalog.

Secure Medical Malpractice Insurance That Fits Your Practice

Physician’s Resource Services delivers medical malpractice insurance solutions that are built to match your specialty, setting, and risk profile. The right policy helps safeguard your career, keep your practice compliant, and protect your income when the unexpected happens. Our role is simple: we help physicians and medical groups navigate options with clarity to make the process straightforward.

In the Hospital, Senior Patient Lying in Bed, Sleeping

Explore What Our Partnership Delivers

PRS brings healthcare professionals a proactive, knowledgeable approach to risk management. We deliver support that scales with your career and your practice.

Serving a Range of Professionals and Facilities

From individual physicians to hospitals, surgical centers, and specialty clinics, our coverage adapts to your needs. Explore our FAQs below to see the full list.

Gain Confidence With Comprehensive Protection

Our medical malpractice protection solutions are designed to account for both current exposures and emerging risks. With experienced support from PRS, you can feel confident that your insurance strategy evolves alongside your practice.

Save Time With Coordinated Support

We help reduce complexity by providing seamless, physician-focused service, giving you more time to focus on patient care.

Talk With Us About Your Coverage Needs

Medical malpractice insurance is more than a requirement—it’s a cornerstone of long-term security. Schedule a consultation with PRS today to explore your options and build a coverage plan that supports your career at every stage.

Schedule a Consultation

Work With Teams That Understand Your Needs

Physicians deserve partners who know the unique risks of healthcare. PRS provides coordinated, hands-on support to help simplify the process of obtaining and maintaining malpractice protection.

Guidance Through Every Step of the Application
Our team helps you understand our options, eligibility, and requirements so that you can navigate the application process with clarity and ease. We break down industry jargon into straightforward explanations so you feel confident about every decision. From initial paperwork to policy selection, PRS makes sure nothing slips through the cracks.
Protection for Your Practice and Reputation
With the right coverage in place, your assets, career, and patient trust remain protected against today’s most pressing risks. Beyond financial protection, malpractice insurance through PRS helps you maintain the reputation you’ve worked hard to build, allowing you to focus on patient care without constant worry. Whether facing unexpected claims or evolving regulatory demands, this protection gives you the resilience to move forward with confidence.

Frequently Asked Questions About Medical Malpractice Insurance

What exactly does medical malpractice insurance cover?

Medical malpractice insurance provides financial protection if a patient claims harm from medical negligence, errors, or omissions. Coverage typically includes defense costs, settlements, and judgments. Depending on your policy, it may also address licensing board investigations, HIPAA violations, or cyber liability exposures tied to patient data.

Do physicians legally need malpractice insurance?

In many states, malpractice coverage is required for practicing physicians and healthcare facilities. Even in states where it is not mandated, hospitals, networks, and employers often require proof of insurance before granting privileges. Without it, a single lawsuit could create devastating financial and reputational consequences.

What types of medical professionals and facilities can get covered?

PRS works with a range of medical professionals and facilities including:

Urgent care clinics
Walk-in/occupational medicine clinics
Individual and group physician practices
Primary care
Specialty classes
M-Star and Star Doctor physician insurance program
Anesthesia practices (MDA- and/or CRNA-owned)
CRNAs
Allied facilities (including surgery centers, imaging centers, labs, rehabilitation and sleep centers)
Allied healthcare provider groups
Non-physician-owned facilities and practices
Healthcare staffing firms
Perfusionists
Autotransfusionists
Acupuncturists
Medi-spas
Aesthetic clinics
Hospitals

This site may contain links to articles or other information that may be on a third-party website. Advisory Services Network, LLC is not responsible for and does not control, adopt, or endorse any content contained on any third-party website.

Advisory services offered through PRS Investment Advisors, a Member of Advisory Services Network, LLC. Tax services and insurance products offered through Physician’s Resource Services. Advisory Services Network, LLC and Physician’s Resource Services are not affiliated.

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